1. If you are struggling with your current loan, you may want to consider reloaning with a lower interest rate.
如果你的目前贷款有困难，你可以考虑以更低的利率重新贷款。

2. After paying off their mortgage, they decided to reloan some of the equity in their home for renovations.
在偿还了他们的抵押贷款后，他们决定重新借入他们家中的一部分权益进行翻修。